Fast Approvals Equals
More Jobs Funded

Simpler applications. Higher approval rates. Financing that works as hard as you do.

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Financing That Moves Business

FCCF helps you close more deals by modernizing the contractor financing experience, so your projects are not slowed down. Our innovative loan workflow is built to shift applications to approvals quickly, from well-qualified all the way to credit-challenged borrowers.

Our experienced processors and underwriters collaborate directly with you and your borrowers, so nothing is missing and all your questions get answered. Once you submit the application directly online, we will deliver instant decisions. We take the friction out of financing so you can focus on building, not paperwork.

Types of Improvements

Roofing

Protecting homes with durable solutions and flexible payment plans for essential overhead repairs.

Bathroom or

Kitchen Remodeling

Turning design visions into reality with financing that covers everything from custom cabinetry to modern fixtures.

Flooring

Upgrading every room with seamless funding for hardwood, tile, or carpet installations.

HVAC

Keeping homes comfortable year-round with manageable monthly options for high-efficiency heating and cooling systems.

Window Installation

Enhancing energy efficiency and curb appeal with streamlined approvals for premium window replacements.

And More!

We are constantly expanding our reach to support a wider range of home services.

Why Offer FCCF Financing?

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Common Questions

FAQ

FCCF makes home improvement loans in amounts between $3,000.00 and $40,000.00 and provides loan terms up to 144 months.

The sales representative initiates the sale while in the borrowers home and provides a QR code to the borrower. The borrower will complete the credit application required. An instant approval or denial will be generated based off information provided. If there are stipulations, the borrower will be able to upload those instantly and FCCF will clear the stipulation. Once all stipulations are clear, loan documents will be generated and sent to the borrower for their signature.

The sales representative or contractor will submit all required project documentation through the merchant portal. Once submitted, the remainder of the process is completed directly by the borrower.

Borrowers receive their loan documents once the stipulations are cleared and will automatically be sent to the borrower.

Upon completion of the home improvement project, the merchant will request funding from FCCF. The borrower will be sent a completion certificate to be signed and have the option to approve the funding. Once approved, the funding will be sent to the merchant.

The first payment is typically due thirty (30) days from the date of completion.

Have any other questions?

Contact our Loan Servicing Team at csr@fccfinance.com or call (877) 774-4417

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